Insurance-Covered PHPs Around Nashville, Tennessee
Insurance-Covered Partial Hospitalization Programs
In The Nashville, Tennessee Area
In The Nashville, Tennessee Area
Looking for an insurance-covered Partial Hospitalization Program (PHP) in Nashville, Tennessee? Freeman Health Partners offers structured, evidence-based PHP treatment for people needing intensive mental health care while continuing daily responsibilities. We’ll cover how PHPs work, insurance coverage options, and why the Freeman Mental Health Program is a trusted choice for comprehensive, compassionate care. Contact us or call (615) 879-3582 today!
What Is A Partial Hospitalization Program (PHP)?
A partial hospitalization program (PHP) provides structured, intensive treatment if you’re struggling with behavioral health, mental health, substance abuse, or dual diagnosis conditions. Unlike inpatient care, you won’t stay overnight, but you’ll receive comprehensive therapy, medication management, and support—similar to an intensive outpatient program (IOP).
In a PHP, you’ll participate in individual and group therapy, skill-building sessions, and psychiatric care modified to your needs. Admissions into these programs means a safe, supportive environment where you can focus on addiction treatment or mental health recovery with professional services and guidance. Many PHPs accept insurance, making them an affordable option if you need intensive care without full hospitalization.
What Can A PHP Help With?
A PHP can help you manage mental health conditions, substance use disorders, and co-occurring issues through a structured program of day treatment. You’ll receive clinical services, including therapy, counseling, and medication management, all designed to support your recovery. PHPs also focus on relapse prevention, giving you the tools to maintain long-term stability.
These programs are ideal if you need intensive care but don’t require 24/7 hospitalization. A PHP provides a safe, supportive environment where you can build coping skills, develop healthier behaviors, and receive professional guidance. Whether you’re struggling with anxiety, depression, PTSD, or addiction, a PHP offers targeted treatment to help you regain control and improve your overall well-being.

How Effective Are PHPs?
PHPs are highly effective for those needing structured care for mental health and substance use disorders. They combine group therapy, individual therapy, and medication management to address symptoms and improve daily functioning. PHPs also provide specialized treatment for co-occurring disorders, ensuring a comprehensive approach to long-term recovery.
Research shows that PHPs help patients stabilize their mental health while developing coping strategies in a supportive environment. By offering a balance of intensive care and personal independence, these programs empower participants to transition successfully to outpatient treatment or independent living. With professional guidance and peer support, many people achieve lasting improvements in their emotional and behavioral well-being.
Check Your Insurance Coverage Levels With Freeman Health Partners
At Freeman Health Partners, we understand the financial concerns that accompany the decision to seek mental health and primary care services. That’s why we’re committed to making our services as accessible as possible by accepting most major insurance providers in Tennessee. This includes Aetna, Carelon, Blue Cross Blue Shield, Cigna, and Humana.
Our goal is to ensure that everyone who needs our help can receive it, regardless of their insurance coverage. We encourage you to take the first step towards better mental health by filling out our online form. This will allow us to determine your health insurance coverage levels for mental health and primary care services. By understanding what services your insurance covers, you can start your journey with confidence, knowing that you have the financial support you need.





Check Your Insurance by Phone
Find out your health insurance coverage levels for by calling the number below.
Will Insurance Support PHPs In Middle Tennessee?
Does health insurance cover partial hospitalization programs near me in Tennessee? In most cases, yes—many plans offer partial hospitalization insurance coverage around Nashville, TN. Coverage depends on your policy, including factors like premiums, deductibles, and claims processing. Insurance providers consider liability and underwriting guidelines to determine the level of coverage for PHP treatment.
To find out what your plan covers, check your benefits for behavioral health services. Some policies require prior authorization, while others may have limits on treatment length. Understanding your deductible and out-of-pocket costs can help you plan financially. Many PHP providers in Middle Tennessee will work with your situation, including Freeman Mental Health, lowering the cost of partial hospitalization with insurance.
Does Insurance Cover Medications Prescribed in PHP?
Yes, insurance often covers medications prescribed during a partial hospitalization program, but coverage depends on your specific plan. Insurers assess the risk of covering certain medications, using actuary data to determine costs. Some prescriptions may be fully covered, while others require copays or prior authorization. Reinsurance also plays a role in how insurers manage high-cost medications for the insured.
To understand your medication coverage, review your insurance formulary, which lists approved prescriptions and coverage levels. Some plans may require step therapy, meaning you must try lower-cost alternatives first. If a medication isn’t covered, Freeman Primary Care may help you request an exception or explore financial assistance programs to reduce out-of-pocket costs.
Which Insurance Providers Cover Care At A PHP?
Major providers like Blue Cross Blue Shield, Cigna, Aetna, and UnitedHealthcare typically offer PHP coverage under behavioral health benefits. Medicaid and Medicare may also cover PHPs for eligible individuals. To confirm coverage, check your policy details or contact your provider to understand copays, deductibles, and any pre-authorization requirements.
Many insurance providers cover care at a partial hospitalization program, but coverage varies based on your plan’s endorsement and type of policy. Plans with indemnity coverage may reimburse treatment costs, while others follow network agreements. Insurers assess loss, peril, and risk factors when determining coverage. Settlement and subrogation processes may also impact reimbursement. Reach out to Freeman Primary Care with any insurance questions!
PHP Healthcare Facilities That Accept Health Insurance in the Volunteer State
Tennessee offers several high-quality partial hospitalization programs that accept health insurance, providing accessible mental health and substance use treatment. Whether you’re looking for specialized care in Dickson or other locations across Middle Tennessee, these facilities offer structured programs to support recovery while allowing you to maintain day-to-day responsibilities.

PHP at Freeman Health Partners in Dickinson, Tennessee
Freeman Health Partners provides comprehensive PHP treatment for mental health and substance use disorders in Dickson, Tennessee. Located at 222 State Street, Dickson, TN 37055, our facility offers evidence-based therapy, medication management, and skill-building programs. To learn more or schedule an assessment, contact (615) 879-3582 and speak with a care coordinator today.
Other PHP Treatments in Middle Tennessee
Beyond Dickson, several PHP facilities across Middle Tennessee provide insurance-covered treatment for mental health and addiction recovery. Programs in cities like Nashville, Murfreesboro, and Franklin offer a range of services, including therapy, medication management, and relapse prevention. Checking with providers and insurance networks can help you find the right PHP for your needs.
Check Your Insurance Today!
Find out your health insurance coverage levels for by calling the number below.
What Treatments Can You Receive At A PHP?
At a partial hospitalization program, you receive a range of evidence-based treatments designed to support mental health and substance use recovery. Services may include individual therapy, medication management, skill development, and lifestyle changes. Additionally, PHPs offer group, family, or couples therapy to strengthen relationships and provide a strong support system. Note: this is not an exhaustive list.
Individual Therapy
Individual therapy helps you tackle personal challenges related to mental health or substance use. A licensed therapist works with you one-on-one to explore emotions, behaviors, and past experiences. Through personalized treatment plans, therapy helps you develop coping strategies, improve emotional regulation, and work toward long-term recovery in a supportive, confidential setting.
Medication Management
Medication management ensures that prescribed medications effectively support your mental health treatment. A psychiatrist or medical provider monitors your response to medications, adjusts dosages when necessary, and helps manage potential side effects. This treatment is especially beneficial for people with conditions like depression, anxiety, bipolar disorder, or substance use disorders.
Skill Development
PHPs provide skill development sessions to help you manage stress, improve emotional regulation, and build resilience. These sessions focus on communication, problem-solving, and self-care techniques. By learning essential life skills, you can navigate daily challenges more effectively and maintain progress beyond the structured treatment environment of a PHP.
Lifestyle Changes
Making lifestyle changes is a key part of PHP treatment, helping you create healthier routines that support long-term stability. Programs often emphasize nutrition, exercise, sleep habits, and mindfulness practices. Small, sustainable changes can significantly impact your mental and physical well-being, reinforcing positive behaviors and reducing the risk of relapse.
Group, Family, or Couples Therapy
Group therapy allows you to connect with others facing similar struggles, offering peer support and shared experiences. Family or couples therapy helps improve relationships by addressing communication issues and emotional dynamics. These sessions create a space for understanding, healing, and building a strong support system that extends beyond treatment.
How To Find Out If My Insurance Will Cover A PHP At FHP?
Determining if your insurance covers a partial hospitalization program at Freeman Health Partners is simple. Coverage depends on your provider, policy details, and benefits for behavioral health services. Our team can help you understand your options and verify coverage. Call us at (615) 879-3582 to speak with a knowledgeable representative who can guide you through the process.
We’ll check your insurance benefits, explain potential out-of-pocket costs, and answer any questions. You can also fill out our convenient online form for a fast and confidential insurance verification. Don’t let financial concerns delay your treatment—contact us today to explore your options and start your road to recovery.


How Much Does A Partial Hospitalization Program (PHP) Cost With Insurance Near Nashville, Tennessee?
The cost of partial hospitalization programs with insurance near Nashville, Tennessee, varies based on your provider and plan. While insurance can significantly reduce expenses, out-of-pocket costs depend on deductibles, copays, and coverage limits. On average, the cost of partial hospitalization with insurance may range from a few hundred to a few thousand dollars per program.
Many PHP providers work with major insurers, including Blue Cross Blue Shield, Cigna, Aetna, and UnitedHealthcare, to help cover treatment costs. Checking your policy details and network coverage can give you a clearer estimate. Some programs, including Freeman Mental Health, also offer financial assistance or payment plans to make care more accessible if insurance doesn’t fully cover the expenses.
Can I Get Treatment At A PHP Without Health Insurance?
Yes, you can receive treatment at a PHP without health insurance. Many facilities offer self-pay options, sliding scale fees, or payment plans to make treatment more affordable. Some programs also provide financial assistance or scholarships to help cover costs for people without insurance coverage.
If you’re concerned about affordability, contact us at Freeman Mental Health directly to discuss payment options. Some nonprofit organizations and state-funded programs may also offer reduced-cost or free services based on financial need. Additionally, financing options like medical loans or health savings accounts (HSAs) can help you manage expenses while receiving the care you need.
How Frequently Does Insurance Cover PHP Treatment In The Volunteer State?
Insurance frequently covers partial hospitalization program treatment in Tennessee, but the extent of coverage depends on your specific policy. Many health plans provide benefits for PHP as part of behavioral health services, though coverage limits, session caps, and prior authorization requirements may apply. You may need to meet certain medical necessity criteria for approval.
To understand your coverage, check your policy details, including deductibles, copays, and any restrictions on treatment length. Some insurance plans may cover PHP treatment for a set number of weeks, while others evaluate coverage based on progress in treatment. If your insurance denies coverage, you have the right to appeal the decision or explore alternative payment options.
How Do I Get My Insurance To Cover Treatment at A PHP?
To get your insurance to cover treatment at a PHP, start by reviewing your policy details, including any umbrella policy provisions and exclusions that may apply. Contact your provider to confirm coverage, deductible requirements, and pre-authorization steps. An insurance adjuster may evaluate your claim to determine eligibility for benefits.
Many insurance plans require medical necessity documentation from a healthcare provider to approve PHP coverage. Be prepared to provide clinical assessments and treatment recommendations. If coverage is denied, you can appeal the decision with supporting documentation. Some PHP providers like Freeman Primary Care also offer financial assistance or payment plans to help cover any costs not included in your policy.

Check Your Insurance by Phone
Find out your health insurance coverage levels for by calling the number below.
Partial Hospitalization Program Treatment Stats in The Volunteer State
- In one study, 65% of the sample group received healthier ratings at follow-up, according to NIH.gov.
- The majority of patients in PHP programs had a primary diagnosis for schizophrenic disorders or affective disorders, per cms.gov.
- In one study, families of youth in PHPs reported positive treatment effects that persisted post-discharge, according to Brown University.
- 23.2% of the 902,665 children and adolescents seeking outpatient psychiatric care in 2018 were served in PHP or day treatment programs, per the National Library of Medicine.
- In 2019, 15% of all mental health facilities in the U.S. offered partial hospitalization program services, according to SAMHSA.